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GT Financial is a full service mortgage company specializing in residential and commercial real estate loans. Founded in 2001, GT Financial has emerged as one of San Francisco’s leading mortgage firms. The company has been recognized by the San Francisco Business Times as one of the top 20 Mortgage Companies in the Bay Area. GT Financial is located in the coveted Cow Hollow neighborhood of San Francisco.
The company’s superior structure as a Mortgage Banker and Mortgage Broker provides our Mortgage Advisors with a full suite of options to better serve the client. As a direct lender, we have control over the loan process and can insure a quicker close. As a Broker, we gain tremendous flexibility to source the more challenging requests and secure the lowest intererst rate available.
While GT Financial remains a boutique Mortgage Advisory Firm with deep roots in the San Francisco community, we are part of the Opes Advisors Mortgage Services family. OAMS is a 400+ employee mortgage powerhouse with offices throughout California and funding loan volume in excess of 2 billion annually. We enjoy the perfect combination of small local firm leveraging an advanced mortgage platform providing benefits of scale, access to better capital and corporate infrastructure. As a result, our clients receive better mortgage solutions.
Our Mission
GT Financial's mission is to enhance our client's personal wealth through innovative mortgage planning. We fulfill this commitment by addressing the following variables into mortgage process:
- Estimated holding period of real estate asset
- Risk tolerance
- Forecast of short term and long term rates
- Overall debt structure including installment, revolving and mortgage debt
- Real Estate holdings and debt structure
- Tax implications
- Tax bracket
- Cash Flow Goals
- Integration into overall financial plan
We realize you have many choices for your mortgage needs. As a company, we believe our mortgage advisory service has a distinct competitive advantage that can be summed up in three words: Service, Access, and Expertise.
Service: Many people makes promises of superior service and don’t deliver. GT Financial fulfills it promises. We are committed to managing your expectations throughout the loan process. We take the extra step and go above and beyond the call of duty to make sure you have a better mortgage experience.
Access: With access to over 100 capital sources, GT Financial leverages its relationships with the nation’s top banks and lending institutions to insure that you get the best rates and fees available in the marketplace.
Expertise: There are literally hundreds of loan programs to choose from and the numerous options can become overwhelming. Our expert Mortgage Advisors have years of experience structuring loans to guarantee that you not only get an approved loan, but one that fits your specific financial needs.
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